I’ve mentioned this many times before because it’s been a source of entertainment for years but I have an ISP-based e-mail account that I don’t use. I’m sure everyone is aware that when you sign up with your ISP they usually give you a free e-mail account. With the advent of Gmail and other similar services, ISP e-mail accounts are rarely used these days. The only people that use them now are old people who never migrated to the new hotness.
I check my ISP e-mail account every few weeks to see what messages I get. Over the years, people have mistakenly sent me stuff because they think they have my e-mail address when they don’t. Well, I got a series of interesting messages over the last few days. A mortgage broker sent me several documents about a house sale and the mortgage some people took out to pay for the house.
I got all the names, details, and dates about the transaction. The property is a house and it is in Langley, a suburb that’s about an hour’s drive east of Vancouver. The house is over 40 years old, 4 bedrooms, 3 bathrooms, and is over 2000 sq. feet. I managed to pull up an old listing for it and it was listed at just over $700,000. The mortgage is for just under $600,000. I don’t know the actual price they paid for the house though, so it’s difficult to tell how much they put down. The mortgage is a fixed rate at 2.49% for five years, amortized over 30 years. There are three people listed on the mortgage and the monthly payments are about $2300. My mortgage payments are about $500 a month, so a payment that large scares the crap out of me. Then again, I don’t live in a house.
Do I reply to the mortgage broker and say they have the wrong person? There several other people on the recipient list so it’s not like no one got the documents. I think I’ll just leave it alone. It’s not like I can do anything with this info anyways. So I know how much a mortgage is? Sure these are personal details but there’s nothing untoward that I can do with such details.
When I check the e-mail account in a few weeks again, I’ll let you know if I get another interesting message.